BILLING RIGHTS SUMMARY in Case of Errors or Questions About Your Bill
If you think your bill is wrong, or if you need more information about a transaction on your bill, write us [on a separate sheet] at [address] [the address shown on your bill] as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: Your name and account number; the dollar amount of the suspected error; describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question.
DISCLOSURE OF REQUIRED CREDIT INFORMATION: The information about the costs of the credit described in this application is accurate as of July 2009. This information may have changed after that date. To find out what may have changed, write to us at 18124 Wedge Parkway, #146, Reno, NV 89511, or see our website at WWW.800HIGHGECH.COM.
THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT prohibits Creditors from discriminating on the basis of sex or marital status. If married, you understand and represent that each spouse is the agent of the other for contracting and verification unless otherwise specified in writing.
SUBSEQUENT PURCHASES using your revolving credit account established by this Credit Agreement will be documented by a memorandum, invoice, purchase order, sales slip or similar document identifying the goods purchased, the sales price of such goods and the date of purchase, or by a new Purchase Agreement. If documented by a memorandum, invoice, purchase order, sales slip or similar document, such purchases will be subject to all of the terms and conditions of the attached Purchase Agreement, in addition to the terms and conditions of this Credit Agreement, as amended in accordance with applicable law. If documented by a new Purchase Agreement, such purchases shall be governed by the terms and conditions of the new Purchase Agreement, in addition to the terms and conditions of this Credit Agreement, as amended in accordance with applicable law.
You hereby grant 800HIGHTECH.COM a security interest in all goods transferred by the attached Purchase Agreement, and agree to be bound by all the provisions thereof as well as the provisions of this Agreement.
ASIGNMENT OF CONTRACT: 800HIGHTECH.COM reserves the right to assign this Credit Agreement to one or more third party creditors. You will be notified of such assignment and the address of the assignee to which future payments should be sent. All of the other terms and conditions of this Credit Agreement will remain in effect unless changed by the assignee in accordance with applicable law.
800HIGHTECH.COM is not the manufacturer or supplier of the goods that are the subject of the attached Purchase Agreement (the “Goods”), nor the agent thereof, and makes no express or implied representations or warranties as to any matter whatsoever, including without limitation, the merchantability of such goods, their fitness for a particular purpose, their design or condition, their capacity or durability, or the quality of the material or workmanship of such goods, and 800HIGHTECH.COM disclaims any such warranty. 800HIGHTECH.COM’s responsible for any repairs or service to such goods, defects therein or failures in the operation thereof is strictly limited to the terms set forth in the Purchase Agreement. You have made the selection of each item based on your own judgment. You shall be the beneficiary of, and shall be entitled to, all rights under any applicable manufacturer’s or vendor’s warranties or customer service agreements with respect to such goods, to the extent permitted by law, and you agree that you will rely on such warranties or customer service agreements for resolution of all issues relating to such goods.
Waiver, condonation or compromise of any breach or default shall not affect 800HIGHTECH.COM’s remedies or rights upon subsequent default, and you accept responsibility for all taxable and non-taxable costs and attorney fees incurred by 800HIGHTECH.COM for collection, repossession or suit, and agree that this provision shall be binding on any receiver, court of dissolution or trustee under Title 11 U.S.C., and that unless 800HIGHTECH.COM is notified by Certified Mail, all notices shall be deemed properly given if deposited, post paid to the addresses herein, and that this Agreement is severable, and if any part or provision is judicially served the remainder shall not be affected thereby.
With the initial charge to your account, 800HIGHTECH.COM will satisfy (by paying less than the amount financed) your obligation under the attached Purchase Agreement. If you have not received all Goods within 30 days of purchase, you agree to inform 800HIGHTECH.COM by Certified Mail. After 60 days from extension of credit, unless you have so reported failure of delivery, 800HIGHTECH.COM will not thereafter be responsible, and your sole recourse will be with the vendors, manufacturers or carriers.
Any dispute between the parties related to this Agreement shall come within the jurisdiction of the courts of the State of Nevada, the jurisdiction where the Applicant signed the contract, and the jurisdiction where the Applicant resides. 800HIGHTECH.COM may file suit in any of these three jurisdictions. Before filing any action related to this agreement in the State of Nevada or in the jurisdiction where the Applicant signed the contract, 800HIGHTECH.COM shall notify the Applicant of his or her right under this Agreement to require that 800HIGHTECH.COM file such action in the jurisdiction where the Applicant resides. 800HIGHTECH.COM shall deliver written, dated notice of such filing to the Applicant’s last-known address at least 30 calendar days before filing the action, and shall give the Applicant at least 30 calendar days after notice is delivered to respond.
Upon acceptance of this Application by 800HIGHTECH.COM at its office whose address appears above, this Application will be a binding contract (“Agreement”) between you and 800HIGHTECH.COM, and 800HIGHTECH.COM will establish your revolving account by posting the initial charge thereto.
Where authorized by law, you agree to pay all costs of collection, repossession, suit, attorney fees for enforcement, intervention, removal of stay, and that the same may be added to your account as incurred.
You understand that 800HIGHTECH.COM may not issue credit without further assurance, and that your promise to pay by payroll deduction, Electronic Funds Transfer, or other automatic means shall become part of this Application, and 800HIGHTECH.COM’s reliance thereon shall be deemed both detrimental and prejudicial. You hereby authorize 800HIGHTECH.COM to receive and apply Electronic Funds Transfer, or other automatic payment means, and request forms to initiate the arrangements with the appropriate bank or employer. The parties agree this Agreement shall be binding on their heirs, successors and assigns, and this is the entire Agreement, and that no other representation or promises have been made or relied on.
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